Built to audit-gradespecifications.
Ōgi operates as a technology platform within the Bank of Tanzania's National Payment System framework. Controls are implemented before certifications are claimed, and the status of each is published here.
- Compliance posture
- Healthy
- Regulatory framework
- BoT NPS aligned
- PCI DSS
- Pre-audit, 2026
- ISO 27001
- Controls implemented
- AML / CFT
- Active
- Data residency
- In-region (TZ)
- Uptime SLA
- 99.95% target
What Ōgi is, and what it is not.
The distinction matters to every counterparty and every regulator, so it is stated plainly rather than buried.
Is
- A payment technology platform operating above the national rails
- Supervised within the Bank of Tanzania National Payment System Act
- An incorporated Tanzanian entity, registration 191303946
- Integrated with a licensed EMI bank partner that custodies balances
Is not
- Not a mobile money operator
- Not a bank or financial institution
- Not a custodian of customer funds
- Not a competitor to TIPS or to mobile money operators
Dates, status, and nothing claimed early.
- 2025 Q4Completed
Entity incorporated, BoT engagement
- 2026 Q1Active
Controlled operations
- 2026 Q2In progress
ISO 27001 certification
- 2026 Q3Pre-audit
PCI DSS Level 1
- 2026 Q4Planned
Full production rollout
- 2027Planned
Regional expansion (KE, UG)
The control set, in full.
- Encryption in transit
- TLS 1.3 enforced
- Encryption at rest
- AES-256, KMS-managed keys
- Key material
- HSM, FIPS 140-2 Level 3
- Webhook signing
- HMAC-SHA256, replay-window enforced
- Idempotency
- Built-in deduplication prevents double-charges
- Access control
- RBAC with SSO, MFA, quarterly reviews
- Penetration testing
- Annual third-party assessments
- Disaster recovery
- Multi-zone replication, RPO ≤1 min, RTO ≤15 min
- Data residency
- TZ-DAR-1, TZ-DAR-2
- Audit logging
- Export available, regulator-ready
Screening runs before the money moves.
- 01
Customer due diligence
Biometric ID capture with liveness checks at onboarding.
- 02
Real-time screening
Against OFAC, UN, EU, UK HMT and Tanzanian lists.
- 03
Transaction monitoring
Structuring and velocity anomaly detection across the network.
- 04
Regulatory reporting
Pre-built BoT NPS reporting, aligned to FIU and TCRA formats.
How data is handled, and what happens when something breaks.
- Purpose limitation
- Processing is limited to the purposes set out in contract.
- Retention
- Transaction records retained per BoT NPS regulation.
- Sub-processors
- A register is maintained and made available on request.
- Incident response
- 24/7 on-call. BoT notified per statute, partners within 72 hours.
Building the financialinfrastructure Africa deserves.
Mission
To be the trusted financial enabler for Africa — connecting all payment systems to empower our partners and simplify commerce for everyone.
Vision
The unifying bridge of Africa's digital economy, where all partners connect and prosper together.
- 01
Infrastructure mindset
Built for production-grade reliability, not demo-grade features.
- 02
African-first product design
Designed around the realities of the market it serves.
- 03
Radical transparency
On pricing, on uptime, on incidents.
- 04
Compliance as a product feature
Not a checkbox exercise bolted on at the end.
- 05
Partnership-driven growth
The platform succeeds when the partners on it do.
Leadership
- Founder & CEO
- Tanzanian market expertise
- Chief Technology Officer
- Distributed systems and payments
- Chief Compliance Officer
- Bank of Tanzania experience
- VP Engineering
- African fintech
The ones due diligence always asks.
No. Balances are custodied by a licensed EMI bank partner. Ōgi is a technology platform and never takes possession of funds.
Request the full pack.
Compliance documentation, the sub-processor register and audit log samples are available under NDA. Write to trust@ogiafrica.com.